/* ============================================
   IMPROVEU DESIGN SYSTEM
   Credit Repair & Business Funding
   ============================================ */

/* --- CSS Custom Properties --- */
:root {
  --bg-primary: #0A0A0A;
  --bg-secondary: #111111;
  --bg-card: #1A1A1A;
  --bg-card-hover: #222222;
  --accent: #FFD600;
  --accent-light: #FFE44D;
  --accent-dark: #CCAB00;
  --accent-glow: rgba(255, 214, 0, 0.35);
  --red: #FF3B3B;
  --red-glow: rgba(255, 59, 59, 0.3);
  --pink: #FF2E93;
  --white: #FFFFFF;
  --gray: #B5B5B5;
  --gray-dark: #777777;
  --border: rgba(255, 255, 255, 0.08);
  --border-accent: rgba(255, 214, 0, 0.2);
  --font-display: 'Bebas Neue', 'Arial Narrow', sans-serif;
  --font-body: 'Plus Jakarta Sans', 'Segoe UI', sans-serif;
  --nav-height: 72px;
  --container: 1200px;
  --container-wide: 1400px;
  --radius: 12px;
  --radius-sm: 8px;
  --radius-pill: 50px;
  --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

/* --- Reset & Base --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; scroll-padding-top: var(--nav-height); }
body {
  font-family: var(--font-body);
  background: var(--bg-primary);
  color: var(--white);
  line-height: 1.6;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
button { cursor: pointer; font-family: inherit; border: none; background: none; }
ul, ol { list-style: none; }
input, textarea, select { font-family: inherit; font-size: inherit; }

/* --- Utility --- */
.container { max-width: var(--container); margin: 0 auto; padding: 0 24px; }
.container-wide { max-width: var(--container-wide); margin: 0 auto; padding: 0 24px; }
.text-accent { color: var(--accent); }
.text-gray { color: var(--gray); }
.text-red { color: var(--red); }
.text-center { text-align: center; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); border: 0; }

/* --- Typography --- */
h1, h2, h3, h4, h5 {
  font-family: var(--font-display);
  text-transform: uppercase;
  letter-spacing: 0.02em;
  line-height: 1.05;
  font-weight: 400;
}
h1 { font-size: clamp(2.8rem, 7vw, 5.5rem); }
h2 { font-size: clamp(2rem, 5vw, 3.5rem); }
h3 { font-size: clamp(1.5rem, 3vw, 2.2rem); }
h4 { font-size: clamp(1.2rem, 2vw, 1.6rem); }
p { color: var(--gray); font-size: 1rem; line-height: 1.7; }
.subhead { font-size: clamp(1.05rem, 1.5vw, 1.25rem); color: var(--gray); max-width: 600px; }
.gradient-text {
  background: linear-gradient(135deg, var(--accent-light), var(--accent), #FFA500);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.section-label {
  font-family: var(--font-body);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 12px;
}

/* --- Buttons --- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-family: var(--font-display);
  font-size: 1.15rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 16px 36px;
  border-radius: var(--radius-pill);
  transition: var(--transition);
  font-weight: 400;
  white-space: nowrap;
}
.btn-primary {
  background: var(--accent);
  color: #000;
  box-shadow: 0 0 20px var(--accent-glow), 0 4px 15px rgba(0,0,0,0.3);
}
.btn-primary:hover {
  background: var(--accent-light);
  box-shadow: 0 0 40px var(--accent-glow), 0 6px 25px rgba(0,0,0,0.3);
  transform: translateY(-2px);
}
.btn-outline {
  border: 2px solid var(--white);
  color: var(--white);
  background: transparent;
}
.btn-outline:hover {
  background: var(--white);
  color: var(--bg-primary);
  transform: translateY(-2px);
}
.btn-dark {
  background: var(--bg-primary);
  color: var(--white);
  border: 1px solid var(--border);
}
.btn-dark:hover {
  background: var(--bg-secondary);
  border-color: var(--accent);
  transform: translateY(-2px);
}
.btn-red {
  background: var(--red);
  color: var(--white);
  box-shadow: 0 0 20px var(--red-glow);
}
.btn-sm {
  font-size: 0.95rem;
  padding: 12px 24px;
}

/* --- Navigation --- */
.nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  height: var(--nav-height);
  background: var(--accent);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid rgba(0,0,0,0.1);
  z-index: 1000;
  transition: var(--transition);
}
.nav.scrolled {
  background: var(--accent);
  box-shadow: 0 4px 30px rgba(0,0,0,0.15);
}
.nav-inner {
  max-width: var(--container-wide);
  margin: 0 auto;
  padding: 0 24px;
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.nav-logo img {
  height: 72px;
  width: auto;
  filter: brightness(0);
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 32px;
}
.nav-links a {
  font-family: var(--font-body);
  font-size: 0.9rem;
  font-weight: 600;
  color: #000;
  transition: var(--transition);
  position: relative;
}
.nav-links a:hover, .nav-links a.active { color: #000; opacity: 1; }
.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 0;
  height: 2px;
  background: #000;
  transition: var(--transition);
}
.nav-links a:hover::after, .nav-links a.active::after { width: 100%; }

/* Services Dropdown */
.nav-dropdown {
  position: relative;
}
.nav-dropdown-menu {
  position: absolute;
  top: calc(100% + 16px);
  left: -20px;
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 12px 0;
  min-width: 240px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(8px);
  transition: var(--transition);
  box-shadow: 0 20px 40px rgba(0,0,0,0.4);
}
.nav-dropdown:hover .nav-dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}
.nav-dropdown-menu a {
  display: block;
  padding: 10px 20px;
  font-size: 0.9rem;
}
.nav-dropdown-menu a {
  color: var(--gray);
}
.nav-dropdown-menu a:hover {
  background: rgba(255, 214, 0, 0.08);
  color: var(--accent);
}
.nav-dropdown-menu a::after { display: none; }

.nav-actions {
  display: flex;
  align-items: center;
  gap: 12px;
}
.nav-actions .btn {
  font-size: 0.85rem;
  padding: 10px 24px;
}
.nav-actions .btn-primary {
  background: #000;
  color: var(--accent);
  box-shadow: none;
}
.nav-actions .btn-primary:hover {
  background: #222;
  box-shadow: 0 4px 15px rgba(0,0,0,0.3);
}
.btn-login {
  font-family: var(--font-body);
  font-size: 0.85rem;
  font-weight: 600;
  color: #000;
  padding: 10px 20px;
  border: 2px solid #000;
  border-radius: var(--radius-pill);
  transition: var(--transition);
}
.btn-login:hover {
  background: #000;
  color: var(--accent);
}

/* Mobile Nav */
.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: 8px;
  z-index: 1001;
}
.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: #000;
  transition: var(--transition);
  border-radius: 2px;
}
.nav-toggle.active span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
.nav-toggle.active span:nth-child(2) { opacity: 0; }
.nav-toggle.active span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }

.mobile-menu {
  display: none;
  position: fixed;
  top: var(--nav-height);
  left: 0;
  right: 0;
  bottom: 0;
  background: var(--bg-primary);
  padding: 40px 24px;
  z-index: 999;
  overflow-y: auto;
}
.mobile-menu.active { display: block; }
.mobile-menu a {
  display: block;
  font-family: var(--font-display);
  font-size: 1.8rem;
  text-transform: uppercase;
  padding: 12px 0;
  border-bottom: 1px solid var(--border);
  color: var(--white);
}
.mobile-menu .btn {
  width: 100%;
  margin-top: 24px;
  text-align: center;
}

/* --- Hero Section --- */
.hero {
  min-height: 100vh;
  display: flex;
  align-items: center;
  padding: calc(var(--nav-height) + 40px) 0 60px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 80%;
  height: 150%;
  background: radial-gradient(ellipse, rgba(255, 214, 0, 0.06) 0%, transparent 60%);
  pointer-events: none;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}
.hero-content { position: relative; z-index: 2; }
.hero-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 214, 0, 0.1);
  border: 1px solid rgba(255, 214, 0, 0.25);
  border-radius: var(--radius-pill);
  padding: 8px 20px;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 24px;
}
.hero h1 { margin-bottom: 20px; }
.hero .subhead { margin-bottom: 32px; }
.hero-ctas {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 32px;
}
.social-proof {
  display: flex;
  align-items: center;
  gap: 12px;
}
.avatar-stack {
  display: flex;
}
.avatar-stack span {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  border: 2px solid var(--bg-primary);
  margin-left: -10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.7rem;
  font-weight: 700;
  color: #000;
}
.avatar-stack span:nth-child(1) { background: var(--accent); margin-left: 0; }
.avatar-stack span:nth-child(2) { background: #4AEDC4; }
.avatar-stack span:nth-child(3) { background: #FF6B6B; }
.avatar-stack span:nth-child(4) { background: #A78BFA; }
.avatar-stack span:nth-child(5) { background: #60A5FA; }
.social-proof-text {
  font-size: 0.85rem;
  color: var(--gray);
}
.social-proof-text strong { color: var(--white); }
.hero-image {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: flex-end;
}
.hero-image img {
  max-height: 580px;
  width: auto;
  position: relative;
  z-index: 2;
  filter: drop-shadow(0 20px 60px rgba(0,0,0,0.5));
}
.hero-image .score-dial {
  position: relative;
  z-index: 2;
}
.hero-image::before {
  content: '';
  position: absolute;
  bottom: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(255, 214, 0, 0.15), transparent 70%);
  border-radius: 50%;
  z-index: 1;
}

/* --- Trust Strip --- */
.trust-strip {
  background: linear-gradient(135deg, rgba(255,214,0,0.08), rgba(255,214,0,0.03));
  border-top: 1px solid var(--border-accent);
  border-bottom: 1px solid var(--border-accent);
  padding: 28px 0;
}
.trust-strip-inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 48px;
  flex-wrap: wrap;
}
.trust-strip p {
  font-size: 0.85rem;
  color: var(--gray);
  font-weight: 500;
}
.trust-logos {
  display: flex;
  align-items: center;
  gap: 40px;
  flex-wrap: wrap;
  justify-content: center;
}
.trust-logos img {
  height: 36px;
  width: auto;
  opacity: 0.7;
  transition: var(--transition);
  filter: grayscale(100%) brightness(0.6);
}
.trust-logos img:hover {
  opacity: 1;
  filter: grayscale(0%) brightness(1);
}
.trust-logos span {
  font-family: var(--font-display);
  font-size: 1.5rem;
  color: var(--gray);
  opacity: 0.6;
  letter-spacing: 0.05em;
}

/* --- Section Spacing --- */
.section {
  padding: 100px 0;
  position: relative;
}
.section-dark { background: var(--bg-primary); }
.section-darker { background: var(--bg-secondary); }
.section-accent {
  background: linear-gradient(135deg, #1a1700, #151200, #0A0A0A);
  position: relative;
  overflow: hidden;
}
.section-accent::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg width='60' height='69' viewBox='0 0 60 69' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M30 0l25.98 15v30L30 60 4.02 45V15z' fill='none' stroke='%23FFD600' stroke-opacity='0.04' stroke-width='1'/%3E%3C/svg%3E");
  background-size: 60px 69px;
  pointer-events: none;
}
.section-white {
  background: #F8F9FC;
  color: var(--bg-primary);
}
.section-white p { color: #555; }
.section-white h2, .section-white h3, .section-white h4 { color: var(--bg-primary); }

/* Hexagon pattern overlay */
.hex-pattern {
  position: relative;
  overflow: hidden;
}
.hex-pattern::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg width='60' height='69' viewBox='0 0 60 69' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M30 0l25.98 15v30L30 60 4.02 45V15z' fill='none' stroke='%23FFD600' stroke-opacity='0.06' stroke-width='1'/%3E%3C/svg%3E");
  background-size: 60px 69px;
  pointer-events: none;
}

/* --- Marquee --- */
.marquee {
  overflow: hidden;
  background: var(--accent);
  padding: 14px 0;
  white-space: nowrap;
}
.marquee-track {
  display: flex;
  animation: marquee 25s linear infinite;
  width: max-content;
}
.marquee-track span {
  font-family: var(--font-display);
  font-size: 1.2rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: #000;
  padding: 0 24px;
  display: flex;
  align-items: center;
  gap: 24px;
}
.marquee-track span::after {
  content: '\2726';
  font-size: 0.7rem;
}
@keyframes marquee {
  0% { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}

/* --- Badge Grid (What We Fix) --- */
.badge-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  justify-content: center;
  max-width: 900px;
  margin: 0 auto;
}
.badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 214, 0, 0.1);
  border: 1px solid rgba(255, 214, 0, 0.2);
  border-radius: var(--radius-pill);
  padding: 10px 22px;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--accent);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  transition: var(--transition);
}
.badge:hover {
  background: rgba(255, 214, 0, 0.18);
  transform: translateY(-2px);
}
.badge svg {
  width: 16px;
  height: 16px;
  fill: currentColor;
}

/* --- Cards --- */
.card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px;
  transition: var(--transition);
}
.card:hover {
  border-color: var(--border-accent);
  transform: translateY(-4px);
  box-shadow: 0 20px 40px rgba(0,0,0,0.3);
}
.card-step {
  text-align: center;
  padding: 40px 28px;
}
.card-step .step-num {
  font-family: var(--font-display);
  font-size: 3.5rem;
  color: var(--accent);
  line-height: 1;
  margin-bottom: 8px;
}
.card-step h4 { margin-bottom: 12px; }
.card-step p { font-size: 0.9rem; }

/* Steps Grid */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

/* --- Pricing Cards --- */
.pricing-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  align-items: start;
}
.pricing-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 40px 32px;
  position: relative;
  transition: var(--transition);
}
.pricing-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 20px 50px rgba(0,0,0,0.4);
}
.pricing-card.featured {
  border-color: var(--accent);
  box-shadow: 0 0 30px var(--accent-glow);
}
.pricing-badge {
  position: absolute;
  top: -14px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--accent);
  color: #000;
  font-family: var(--font-display);
  font-size: 0.85rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 6px 20px;
  border-radius: var(--radius-pill);
}
.pricing-card h3 { margin-bottom: 4px; }
.pricing-card .tier-name {
  font-family: var(--font-display);
  font-size: 1.1rem;
  color: var(--accent);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: 12px;
}
.pricing-card .desc {
  font-size: 0.9rem;
  color: var(--gray);
  margin-bottom: 24px;
  line-height: 1.5;
}
.pricing-features {
  margin-bottom: 32px;
}
.pricing-features li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: 8px 0;
  font-size: 0.9rem;
  color: var(--gray);
  border-bottom: 1px solid var(--border);
}
.pricing-features li:last-child { border-bottom: none; }
.pricing-features li svg {
  width: 18px;
  height: 18px;
  fill: var(--accent);
  flex-shrink: 0;
  margin-top: 2px;
}
.pricing-price {
  font-family: var(--font-display);
  font-size: 2.8rem;
  color: var(--white);
  margin-bottom: 4px;
}
.pricing-note {
  font-size: 0.8rem;
  color: var(--gray);
  margin-bottom: 20px;
}

/* --- Guarantee Band --- */
.guarantee {
  background: linear-gradient(135deg, #1a1700, #151200, #0f0f0f);
  border-top: 2px solid var(--accent);
  border-bottom: 2px solid var(--accent);
  padding: 80px 0;
  position: relative;
  overflow: hidden;
  text-align: center;
}
.guarantee::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg width='60' height='69' viewBox='0 0 60 69' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M30 0l25.98 15v30L30 60 4.02 45V15z' fill='none' stroke='%23FFD600' stroke-opacity='0.08' stroke-width='1'/%3E%3C/svg%3E");
  background-size: 60px 69px;
  pointer-events: none;
}
.guarantee h2 { margin-bottom: 12px; position: relative; z-index: 1; }
.guarantee h3 {
  font-size: clamp(1.3rem, 2.5vw, 1.8rem);
  color: var(--accent);
  margin-bottom: 20px;
  position: relative;
  z-index: 1;
}
.guarantee p {
  max-width: 700px;
  margin: 0 auto 16px;
  position: relative;
  z-index: 1;
}
.signature {
  font-family: 'Brush Script MT', 'Dancing Script', cursive;
  font-size: 2.5rem;
  color: var(--white);
  margin-top: 24px;
  position: relative;
  z-index: 1;
}

/* --- Reviews --- */
.reviews-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}
.review-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 24px;
  color: var(--bg-primary);
}
.review-header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 12px;
}
.review-avatar {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--accent);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.9rem;
  color: #000;
}
.review-name {
  font-weight: 700;
  font-size: 0.95rem;
}
.review-stars {
  color: var(--accent);
  font-size: 0.85rem;
  letter-spacing: 2px;
  margin-bottom: 8px;
}
.review-text {
  font-size: 0.88rem;
  line-height: 1.6;
  color: #444;
}
.google-icon {
  margin-left: auto;
  font-size: 1.2rem;
  opacity: 0.4;
}

/* --- CTA Banner --- */
.cta-banner {
  position: relative;
  padding: 100px 0;
  text-align: center;
  overflow: hidden;
}
.cta-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(to bottom, rgba(10,10,10,0.7), rgba(10,10,10,0.9));
  z-index: 1;
}
.cta-banner .container { position: relative; z-index: 2; }
.cta-banner h2 { margin-bottom: 16px; }
.cta-banner p { margin-bottom: 32px; max-width: 600px; margin-left: auto; margin-right: auto; }

/* --- Follow Section --- */
.follow-section {
  background: linear-gradient(135deg, #141200, #0A0A0A);
  padding: 80px 0;
  position: relative;
  overflow: hidden;
}
.follow-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg width='60' height='69' viewBox='0 0 60 69' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M30 0l25.98 15v30L30 60 4.02 45V15z' fill='none' stroke='%23FFD600' stroke-opacity='0.05' stroke-width='1'/%3E%3C/svg%3E");
  background-size: 60px 69px;
  pointer-events: none;
}
.follow-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  position: relative;
  z-index: 1;
}
.follow-buttons {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 24px;
}
.phone-mockup {
  width: 280px;
  height: 560px;
  background: var(--bg-card);
  border-radius: 40px;
  border: 3px solid var(--border);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
  position: relative;
  box-shadow: 0 30px 60px rgba(0,0,0,0.5);
}
.phone-mockup::before {
  content: '';
  position: absolute;
  top: 12px;
  left: 50%;
  transform: translateX(-50%);
  width: 80px;
  height: 24px;
  background: #000;
  border-radius: 12px;
  z-index: 2;
}
.phone-screen {
  width: 100%;
  height: 100%;
  background: linear-gradient(180deg, var(--bg-primary), var(--bg-card));
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding: 60px 20px 20px;
  text-align: center;
}
.phone-screen .handle {
  font-family: var(--font-body);
  font-weight: 700;
  font-size: 0.95rem;
  margin-bottom: 4px;
}
.phone-screen .bio {
  font-size: 0.75rem;
  color: var(--gray);
  margin-bottom: 16px;
}
.phone-screen .ig-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 3px;
  width: 100%;
}
.phone-screen .ig-grid div {
  aspect-ratio: 1;
  background: var(--bg-secondary);
  border-radius: 4px;
}

/* --- Footer --- */
.footer {
  background: #050505;
  border-top: 1px solid var(--border);
  padding: 60px 0 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 60px;
  padding-bottom: 40px;
}
.footer-brand img {
  height: 72px;
  margin-bottom: 16px;
  filter: brightness(0) invert(1);
}
.footer-brand p {
  font-size: 0.9rem;
  margin-bottom: 16px;
  max-width: 320px;
}
.footer-contact {
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.footer-contact a {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.9rem;
  color: var(--gray);
  transition: var(--transition);
}
.footer-contact a:hover { color: var(--accent); }
.footer h4 {
  font-size: 1.1rem;
  margin-bottom: 20px;
  color: var(--white);
}
.footer-links a {
  display: block;
  padding: 6px 0;
  font-size: 0.9rem;
  color: var(--gray);
  transition: var(--transition);
}
.footer-links a:hover { color: var(--accent); }
.footer-social {
  display: flex;
  gap: 12px;
  margin-top: 16px;
}
.footer-social a {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--bg-card);
  border: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
  font-size: 0.9rem;
}
.footer-social a:hover {
  background: var(--accent);
  color: #000;
  border-color: var(--accent);
}
.footer-croa {
  border-top: 1px solid var(--border);
  padding: 24px 0;
  font-size: 0.75rem;
  color: var(--gray-dark);
  line-height: 1.7;
}
.footer-bottom {
  border-top: 1px solid var(--border);
  padding: 20px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.8rem;
  color: var(--gray-dark);
}

/* --- Comparison Table --- */
.comparison-table {
  width: 100%;
  border-collapse: collapse;
  margin: 40px 0;
}
.comparison-table th, .comparison-table td {
  padding: 16px 24px;
  text-align: left;
  border-bottom: 1px solid var(--border);
  font-size: 0.9rem;
}
.comparison-table th {
  font-family: var(--font-display);
  font-size: 1rem;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--accent);
  background: var(--bg-card);
}
.comparison-table td { color: var(--gray); }
.comparison-table tr:hover td { background: rgba(255,214,0,0.03); }

/* --- FAQ Accordion --- */
.faq-item {
  border-bottom: 1px solid var(--border);
}
.faq-question {
  width: 100%;
  text-align: left;
  padding: 24px 0;
  font-family: var(--font-body);
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--white);
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  cursor: pointer;
  transition: var(--transition);
}
.faq-question:hover { color: var(--accent); }
.faq-question .icon {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--bg-card);
  border: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  flex-shrink: 0;
  transition: var(--transition);
}
.faq-item.active .faq-question .icon {
  background: var(--accent);
  color: #000;
  border-color: var(--accent);
}
.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease;
}
.faq-answer-inner {
  padding: 0 0 24px;
  color: var(--gray);
  font-size: 0.95rem;
  line-height: 1.7;
}

/* --- Funding Cards --- */
.funding-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.funding-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px;
  transition: var(--transition);
}
.funding-card:hover {
  border-color: var(--accent);
  transform: translateY(-4px);
  box-shadow: 0 15px 40px rgba(0,0,0,0.3);
}
.funding-card h4 {
  color: var(--accent);
  margin-bottom: 8px;
}
.funding-card .best-for {
  font-size: 0.8rem;
  color: var(--gray-dark);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 12px;
}
.funding-card .amount {
  font-family: var(--font-display);
  font-size: 1.5rem;
  color: var(--white);
  margin-bottom: 16px;
}

/* --- Team Cards --- */
.team-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}
.team-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  text-align: center;
  transition: var(--transition);
}
.team-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 15px 40px rgba(0,0,0,0.3);
  border-color: var(--border-accent);
}
.team-card-img {
  height: 280px;
  background: var(--bg-secondary);
  display: flex;
  align-items: flex-end;
  justify-content: center;
  overflow: hidden;
}
.team-card-img img {
  max-height: 260px;
  width: auto;
}
.team-card-body { padding: 20px; }
.team-card-body h4 { margin-bottom: 4px; font-size: 1.2rem; }
.team-card-body p { font-size: 0.85rem; }

/* --- Blog Cards --- */
.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.blog-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  transition: var(--transition);
}
.blog-card:hover {
  border-color: var(--border-accent);
  transform: translateY(-4px);
}
.blog-card-img {
  height: 200px;
  background: linear-gradient(135deg, var(--bg-secondary), var(--bg-card));
  display: flex;
  align-items: center;
  justify-content: center;
}
.blog-card-img span {
  font-family: var(--font-display);
  font-size: 2.5rem;
  color: var(--accent);
  opacity: 0.2;
}
.blog-card-body { padding: 24px; }
.blog-card-body .category {
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--accent);
  margin-bottom: 8px;
}
.blog-card-body h4 {
  font-size: 1.2rem;
  margin-bottom: 8px;
  text-transform: none;
  font-family: var(--font-body);
  font-weight: 700;
  line-height: 1.3;
}
.blog-card-body p {
  font-size: 0.85rem;
  line-height: 1.5;
}

/* --- Contact Form --- */
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: start;
}
.form-group {
  margin-bottom: 20px;
}
.form-group label {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  margin-bottom: 8px;
  color: var(--white);
}
.form-group input, .form-group textarea, .form-group select {
  width: 100%;
  padding: 14px 18px;
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  color: var(--white);
  font-size: 0.95rem;
  transition: var(--transition);
  outline: none;
}
.form-group input:focus, .form-group textarea:focus {
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(255,214,0,0.1);
}
.form-group textarea { min-height: 140px; resize: vertical; }

/* --- Important Notice --- */
.notice-red {
  background: rgba(255, 59, 59, 0.08);
  border: 1px solid rgba(255, 59, 59, 0.3);
  border-radius: var(--radius);
  padding: 24px 32px;
  text-align: center;
}
.notice-red h4 {
  color: var(--red);
  margin-bottom: 12px;
}
.notice-red p { color: var(--gray); font-size: 0.9rem; }

/* --- CROA Disclosure --- */
.croa-block {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 20px 24px;
  margin-top: 40px;
}
.croa-block p {
  font-size: 0.78rem;
  color: var(--gray-dark);
  line-height: 1.7;
}

/* --- Portal Page --- */
.portal-box {
  max-width: 500px;
  margin: 0 auto;
  text-align: center;
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 60px 40px;
}
.portal-box h2 { margin-bottom: 12px; }
.portal-box p { margin-bottom: 32px; }
.portal-buttons {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

/* --- Page Header (inner pages) --- */
.page-header {
  padding: calc(var(--nav-height) + 60px) 0 60px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.page-header::before {
  content: '';
  position: absolute;
  top: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 100%;
  height: 100%;
  background: radial-gradient(ellipse at center top, rgba(255,214,0,0.06) 0%, transparent 60%);
  pointer-events: none;
}
.page-header h1 { margin-bottom: 16px; }
.page-header p { max-width: 650px; margin: 0 auto; }

/* --- Sticky Mobile CTA --- */
.mobile-sticky-cta {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  padding: 12px 16px;
  background: rgba(10, 10, 10, 0.95);
  backdrop-filter: blur(20px);
  border-top: 1px solid var(--border);
  z-index: 998;
}
.mobile-sticky-cta .btn {
  width: 100%;
  text-align: center;
}

/* --- Checklist Items --- */
.checklist li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 12px 0;
  font-size: 0.95rem;
  color: var(--gray);
}
.checklist li svg {
  width: 20px;
  height: 20px;
  fill: var(--accent);
  flex-shrink: 0;
  margin-top: 2px;
}

/* --- Score Cards (Results) --- */
.score-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px;
  text-align: center;
  transition: var(--transition);
}
.score-card:hover {
  border-color: var(--accent);
  box-shadow: 0 0 30px var(--accent-glow);
}
.score-card .before-after {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 20px;
  margin-bottom: 16px;
}
.score-card .score {
  font-family: var(--font-display);
  font-size: 3rem;
}
.score-card .score.before { color: var(--red); }
.score-card .score.after { color: #4AE08C; }
.score-card .arrow {
  font-size: 1.5rem;
  color: var(--accent);
}
.score-card .result { font-size: 0.9rem; color: var(--gray); }
.score-grid-top {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-bottom: 24px;
}
.score-grid-bottom {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  max-width: 820px;
  margin: 0 auto;
}

/* --- Credit Score Dial --- */
.score-dial {
  position: relative;
  width: 340px;
  height: 340px;
  margin: 0 auto;
}
.score-dial-svg {
  width: 100%;
  height: 100%;
  filter: drop-shadow(0 0 30px rgba(255,214,0,0.2));
}
.score-arc {
  transition: stroke-dashoffset 2.5s cubic-bezier(0.4, 0, 0.2, 1);
}
.score-dial-center {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  text-align: center;
}
.score-dial-label {
  font-family: var(--font-body);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--gray);
  margin-bottom: 4px;
}
.score-dial-number {
  font-family: var(--font-display);
  font-size: 5rem;
  line-height: 1;
  color: var(--white);
  transition: color 0.3s ease;
}
.score-dial-rating {
  font-family: var(--font-display);
  font-size: 1.3rem;
  letter-spacing: 0.15em;
  color: var(--accent);
  margin-top: 4px;
}
.score-dial-range {
  position: absolute;
  bottom: 42px;
  left: 0;
  right: 0;
  display: flex;
  justify-content: space-between;
  padding: 0 50px;
  font-family: var(--font-body);
  font-size: 0.75rem;
  color: var(--gray-dark);
  font-weight: 600;
}

/* Floating Animated Emojis */
.emoji-float {
  position: absolute;
  font-size: 1.8rem;
  opacity: 0;
  pointer-events: none;
  animation-fill-mode: forwards;
}
.score-dial.animate .emoji-float {
  animation: emojiPop 0.5s ease forwards, emojiDrift 3s ease-in-out infinite;
}
.emoji-1 { top: -10px; left: 20px; animation-delay: 1.5s, 1.5s; }
.emoji-2 { top: 30px; right: -10px; animation-delay: 1.8s, 1.8s; }
.emoji-3 { top: -20px; right: 40px; animation-delay: 2.0s, 2.0s; }
.emoji-4 { bottom: 80px; left: -10px; animation-delay: 2.2s, 2.2s; }
.emoji-5 { bottom: 100px; right: -15px; animation-delay: 2.5s, 2.5s; }
.emoji-6 { top: 50%; left: -20px; animation-delay: 1.7s, 1.7s; }

@keyframes emojiPop {
  0% { opacity: 0; transform: scale(0); }
  50% { transform: scale(1.3); }
  100% { opacity: 1; transform: scale(1); }
}
@keyframes emojiDrift {
  0%, 100% { transform: translateY(0px) rotate(0deg); }
  25% { transform: translateY(-8px) rotate(5deg); }
  75% { transform: translateY(8px) rotate(-5deg); }
}

@media (max-width: 768px) {
  .score-dial { width: 260px; height: 260px; }
  .score-dial-number { font-size: 3.5rem; }
  .score-dial-rating { font-size: 1rem; }
  .score-dial-range { padding: 0 35px; bottom: 30px; }
  .emoji-float { font-size: 1.4rem; }
}

/* --- Animations --- */
.fade-up {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.fade-up.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ============================================
   RESPONSIVE
   ============================================ */
@media (max-width: 1024px) {
  .hero-grid { grid-template-columns: 1fr; text-align: center; }
  .hero-content { order: 1; }
  .hero-image { order: 0; }
  .hero-image img { max-height: 400px; }
  .hero .subhead { margin-left: auto; margin-right: auto; }
  .hero-ctas { justify-content: center; }
  .social-proof { justify-content: center; }
  .steps-grid { grid-template-columns: repeat(2, 1fr); }
  .pricing-grid { grid-template-columns: 1fr; max-width: 500px; margin: 0 auto; }
  .reviews-grid { grid-template-columns: repeat(2, 1fr); }
  .score-grid-top { grid-template-columns: repeat(2, 1fr); }
  .score-grid-bottom { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr; gap: 40px; }
  .follow-grid { grid-template-columns: 1fr; text-align: center; }
  .follow-buttons { justify-content: center; }
  .phone-mockup { margin-top: 40px; }
  .form-grid { grid-template-columns: 1fr; }
  .funding-grid { grid-template-columns: repeat(2, 1fr); }
  .team-grid { grid-template-columns: repeat(2, 1fr); }
  .blog-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  .nav-links, .nav-actions { display: none; }
  .nav-toggle { display: flex; }
  .mobile-menu.active { display: block; }
  .mobile-sticky-cta { display: block; }
  body { padding-bottom: 72px; }

  h1 { font-size: 2.5rem; }
  h2 { font-size: 2rem; }
  .section { padding: 60px 0; }
  .hero { min-height: auto; padding-top: calc(var(--nav-height) + 20px); padding-bottom: 40px; }
  .hero-image img { max-height: 300px; }
  .steps-grid { grid-template-columns: 1fr; }
  .reviews-grid { grid-template-columns: 1fr; }
  .score-grid-top { grid-template-columns: 1fr; }
  .score-grid-bottom { grid-template-columns: 1fr; max-width: 100%; }
  .trust-logos { gap: 20px; }
  .trust-logos span { font-size: 1.1rem; }
  .team-grid { grid-template-columns: 1fr; max-width: 400px; margin: 0 auto; }
  .blog-grid { grid-template-columns: 1fr; }
  .funding-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; gap: 8px; text-align: center; }
  .comparison-table { display: block; overflow-x: auto; }
}

@media (max-width: 480px) {
  .hero-ctas { flex-direction: column; }
  .hero-ctas .btn { width: 100%; text-align: center; }
  .badge-grid { gap: 8px; }
  .badge { font-size: 0.75rem; padding: 8px 16px; }
}

/* --- Print --- */
@media print {
  .nav, .mobile-sticky-cta, .marquee { display: none; }
  body { background: #fff; color: #000; }
}